"Foreclosure Warriors is an apolitical network of people actively defending their homes from foreclosure. Unless someone here specifically identifies themselves to you as a lawyer, they are not a lawyer. No members here are acting as a lawyer or are engaged in the practice of law on this website, so any "legal advice' you get here is strictly unprofessional. We charge no fees, file no pleadings or motions for anyone and make no representations of any kind. That being said we can and will share our own experience, knowledge, ideas, opinions and documents related to foreclosure defense freely with each other. Your use of such materials is strictly your responsibility.


"In other words, here’s how I summarize foreclosure defense:

How many times do I have to kick a bank in the face before it starts to make reasonable settlements with homeowners?

You want to offer my clients nothing and proceed to trial, banks?  Go ahead.  Just put your mouthpiece in first … or better yet, a helmet."

Mark Stopa



THE COURT: -- the block that I've been around doesn't involve mortgage foreclosures. I spent twenty-two and a half years as a prosecutor responsible for the presentation of evidence necessary to deprive a citizen of his or her liberty, and in many instances their lives. That's what I did. And if I showed up for trial and violated half of the Court orders in the file, (like you have),  and stood in front of one of my judges and announced ready for trial, I would have fully expected to have been taken into custody on a contempt order.

MR. BALLARD: And I understand, Your Honor, especially in that situation where you're dealing with someone's freedom.

THE COURT: Well, today we're talking about somebody's property.

The Honorable Judge Anthony M. Tatti,        Hernando County, Florida

March 2 7, 2 0 1 2

(speaking to foreclosure mill attorney, Ballard)



There are no birthdays today


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wells fargo

Started by mike rozier Oct 3, 2013. 0 Replies

Just finished final trial mod. Sept 6 got forclosure letter sept 13 called specialist she say disregard letter im just waiting on final mods. Even forclosure dept says im not in forclosure they say…Continue

bar members of foreclosure warriors from advertising or other links which do not further our goals

Started by cynthia morelli Aug 14, 2013. 0 Replies

Can the admin of this site bar these members?Continue

Pro Se success

Started by PATRICK FARRELL. Last reply by Becky Holloway Apr 22, 2013. 7 Replies

All foreclosures are a Fraud. All mortgages have been paid off in other bankruptcy cases or TARP.The bailouts of 2008 totaled $13 Trillion, yet all mortgages written from 2000 to 2008 were only about…Continue

My House...30 Years

Started by d tam. Last reply by d tam Mar 9, 2013. 2 Replies

PhotosI've been in my house since 1983.  I've given birth here,…Continue



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    Blog Posts

    2DCA overturns foreclosure on Standing - mortgage at inception

    Posted by Margin on July 15, 2014 at 11:12pm 0 Comments

    Another great case that refutes foreclosure mills who falsely claim the mortgage follows the note. 

    Olivera v. BOA  2D13-629  July 11, 2014

    The court stated:

    "And, the assignment of mortgage to BAC postdates the underlying action. See Focht v. Wells Fargo Bank,…


    4DCA overturns US BANK win on Standing

    Posted by Margin on July 9, 2014 at 12:38pm 0 Comments

    The court ruled:

    "Because the affidavits and records filed in support of summary judgment do not support a finding that US Bank was the holder of the note with a proper endorsement in blank at the time the complaint was filed…



    Posted by Randy on June 23, 2014 at 11:30am 0 Comments

    The same formerly "Top Secret" Wells Fargo "instruction manual" on how to create fraudlent documentation in foreclosure cases that was admitted into evidence in Federal Court in New York has now been admitted to by Plaintiff Wells Fargo in iterrogatories and proffered into evidence by the Defendant in a Circuit Court case in Florida.

    In Court compelled answers to Defendant's interrogatories, Plaintiff Wells Fargo admitted to the Florida Circuit Court that the foreclosure manual IS…


    Homeowner wins as 5DCA overturns foreclosure over Paragraph 22

    Posted by Margin on May 23, 2014 at 1:30pm 0 Comments

    The court ruled: 

    "Because the notice of default attached to the affidavit in support of 21st Mortgage’s motion for summary judgment does not comply with the pre-acceleration notice requirements set forth in paragraph 22 of the mortgage,…


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