"First and foremost we recommend that all foreclosure defendants SEEK COMPETENT LEGAL REPRESENTATION.

We also recognize that not all defendants can afford to retain a lawyer or will choose to represent themselves either entirely Pro Se or with the assistance of legal counsel.

For these reasons, Foreclosure Warriors was formed as an apolitical network of people actively defending their homes from foreclosure. Unless someone here specifically identifies themselves to you as a lawyer, they are not a lawyer. 

Nothing on this website should be construed as competent legal advice or as the "practice of law". We charge no fees, file no pleadings or motions for anyone and make no representations of any kind.

That being said we will share our own experience, knowledge, ideas, opinions, and documents related to foreclosure defense freely with each other. Your use of such materials is strictly your own responsibility.

Again, if you can afford to, we strenuously urge you to retain competent legal counsel to defend you and our members here will be happy to help point you excellent foreclosure defense lawyers all over the United States.


"In other words, here’s how I summarize foreclosure defense:

How many times do I have to kick a bank in the face before it starts to make reasonable settlements with homeowners?

You want to offer my clients nothing and proceed to trial, banks?  Go ahead.  Just put your mouthpiece in first … or better yet, a helmet."

Mark Stopa


THE COURT: -- the block that I've been around doesn't involve mortgage foreclosures. I spent twenty-two and a half years as a prosecutor responsible for the presentation of evidence necessary to deprive a citizen of his or her liberty, and in many instances their lives. That's what I did. And if I showed up for trial and violated half of the Court orders in the file, (like you have),  and stood in front of one of my judges and announced ready for trial, I would have fully expected to have been taken into custody on a contempt order.

MR. BALLARD: And I understand, Your Honor, especially in that situation where you're dealing with someone's freedom.

THE COURT: Well, today we're talking about somebody's property.

The Honorable Judge Anthony M. Tatti,        Hernando County, Florida

March 2 7, 2 0 1 2

(speaking to foreclosure mill attorney, Ballard)


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wells fargo

Started by mike rozier Oct 3, 2013. 0 Replies

Just finished final trial mod. Sept 6 got forclosure letter sept 13 called specialist she say disregard letter im just waiting on final mods. Even forclosure dept says im not in forclosure they say…Continue

bar members of foreclosure warriors from advertising or other links which do not further our goals

Started by cynthia morelli Aug 14, 2013. 0 Replies

Can the admin of this site bar these members?Continue

Pro Se success

Started by PATRICK FARRELL. Last reply by Becky Holloway Apr 22, 2013. 7 Replies

All foreclosures are a Fraud. All mortgages have been paid off in other bankruptcy cases or TARP.The bailouts of 2008 totaled $13 Trillion, yet all mortgages written from 2000 to 2008 were only about…Continue

My House...30 Years

Started by d tam. Last reply by d tam Mar 9, 2013. 2 Replies

PhotosI've been in my house since 1983.  I've given birth here,…Continue



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    Blog Posts

    Ocwen’s Backdated Letters May Violate Consent Order

    Posted by Randy on October 24, 2014 at 11:30am 0 Comments


    From the article:

    "After all this time it’s outrageous that a company can’t even make sure that people get basic information on a reasonable schedule,” Cohen said. “What will it take for servicers to do their job?”



    1DCA overturns again! On Default letter, hearsay and ownership of note

    Posted by Margin on October 14, 2014 at 12:52pm 0 Comments

    A lot of meat in this one.  Plus the Court is clearly frustrated that Deutsche Bank had five years to pull it together and never came close to proving it's case (filing FC in 2008 and trial in 2013). 

    Another point on the Default Letter sent by a previous servicer.  the court said, "

    "The letter has no certificate of service,…


    1DCA overturns with great detailed ruling on hearsay.

    Posted by Margin on October 13, 2014 at 6:31pm 1 Comment

    The 1DCA provides SO MUCH information on hearsay in this ruling.  It's a must read!

    Burdeshaw v. Bank of New York Mellon

    Big day in the 1DCA on standing at inception!

    Posted by Margin on October 13, 2014 at 6:29pm 0 Comments

    Nationstar loses big in a reversal by the 1DCA.

    Once again the 1DCA makes it clear plaintiff must have note AND mortgage at inception of FC case.


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