"First and foremost we recommend that all foreclosure defendants SEEK COMPETENT LEGAL REPRESENTATION.

We also recognize that not all defendants can afford to retain a lawyer or will choose to represent themselves either entirely Pro Se or with the assistance of legal counsel.

For these reasons, Foreclosure Warriors was formed as an apolitical network of people actively defending their homes from foreclosure. Unless someone here specifically identifies themselves to you as a lawyer, they are not a lawyer. 

Nothing on this website should be construed as competent legal advice or as the "practice of law". We charge no fees, file no pleadings or motions for anyone and make no representations of any kind.

That being said we will share our own experience, knowledge, ideas, opinions, and documents related to foreclosure defense freely with each other. Your use of such materials is strictly your own responsibility.

Again, if you can afford to, we strenuously urge you to retain competent legal counsel to defend you and our members here will be happy to help point you excellent foreclosure defense lawyers all over the United States.


"In other words, here’s how I summarize foreclosure defense:

How many times do I have to kick a bank in the face before it starts to make reasonable settlements with homeowners?

You want to offer my clients nothing and proceed to trial, banks?  Go ahead.  Just put your mouthpiece in first … or better yet, a helmet."

Mark Stopa


THE COURT: -- the block that I've been around doesn't involve mortgage foreclosures. I spent twenty-two and a half years as a prosecutor responsible for the presentation of evidence necessary to deprive a citizen of his or her liberty, and in many instances their lives. That's what I did. And if I showed up for trial and violated half of the Court orders in the file, (like you have),  and stood in front of one of my judges and announced ready for trial, I would have fully expected to have been taken into custody on a contempt order.

MR. BALLARD: And I understand, Your Honor, especially in that situation where you're dealing with someone's freedom.

THE COURT: Well, today we're talking about somebody's property.

The Honorable Judge Anthony M. Tatti,        Hernando County, Florida

March 2 7, 2 0 1 2

(speaking to foreclosure mill attorney, Ballard)


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wells fargo

Started by mike rozier Oct 3, 2013. 0 Replies

Just finished final trial mod. Sept 6 got forclosure letter sept 13 called specialist she say disregard letter im just waiting on final mods. Even forclosure dept says im not in forclosure they say…Continue

bar members of foreclosure warriors from advertising or other links which do not further our goals

Started by cynthia morelli Aug 14, 2013. 0 Replies

Can the admin of this site bar these members?Continue

Pro Se success

Started by PATRICK FARRELL. Last reply by Becky Holloway Apr 22, 2013. 7 Replies

All foreclosures are a Fraud. All mortgages have been paid off in other bankruptcy cases or TARP.The bailouts of 2008 totaled $13 Trillion, yet all mortgages written from 2000 to 2008 were only about…Continue

My House...30 Years

Started by d tam. Last reply by d tam Mar 9, 2013. 2 Replies

PhotosI've been in my house since 1983.  I've given birth here,…Continue



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    Blog Posts

    2DCA overturns on a bad paper trail for standing

    Posted by Margin on July 23, 2015 at 11:25pm 0 Comments

    The court has harsh words for US Bank for relying on a paper trail that beats around the bush to foreclose.

    St. Clair v. U.S.Bank NA,%202015/2D14-2111.pdf…


    4dca overturns - JPMorgan cannot FC on behalf of subsidiary Chase Bank

    Posted by Margin on July 1, 2015 at 7:19pm 0 Comments

    Standing issue for JPMorgan.

    The court stated: "Although there was testimony at trial that Chase Bank is a wholly owned subsidiary of JPMorgan Chase, “[a] parent corporation and its wholly-owned subsidiary are separate and distinct legal entities. . . . As a…


    4DCA Win for homeowner on Standing

    Posted by Margin on June 18, 2015 at 12:38pm 0 Comments

    Standing at inception case.  Deutsche bank's witness claimed they had standing to bring foreclosure suit because the loan was immediately sold into a trust after the closing.  The 4DCA didn't buy it, and cited the 1DCA Kiefert case that says physical possession of the note is not enough to file a foreclosure action.

    A Couple Of Random Thoughts On Bartram

    Posted by Randy on May 27, 2015 at 10:56am 0 Comments

    Can courts allow one party to unilaterally change the terms of a contract agreement without consent of the other party to that contract?

    The term "de-accelerate" exists nowhere in any promissory note / mortgage contract that I have ever seen.

    If it really existed, wouldn't it have been easy to simply WRITE the concept of "de-acceleration" of the note…



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